Friends, have you also suddenly needed money and do not have enough money? So in today’s article, we will tell you how you can take a personal loan from HDFC Bank sitting at home and will provide complete information about it.
As you all know, nowadays no one asks for loan of money from anyone else; Because he wants to borrow more money from any bank. In today’s time, taking loan from the bank has become very easy. Many private banks and companies provide loans in 2 minutes. HDFC Bank can give you a loan up to Rs 10 lakh in just 10 minutes.
If your bank account is in HDFC Bank, then you will definitely get the loan. You can apply online to take a loan. After this your application form will be scrutinized and if everything is found correct then the loan amount will be sent to your bank account.
Interest Rate for HDFC Personal Loan :
If you want to take a personal loan from HDFC Bank, then let us tell you that the interest rate of the bank keeps falling. Therefore the bank has charged interest ranging from 10% to 14%. HDFC Bank can give you a loan ranging from Rs 50 thousand to Rs 10 lakh.
Eligibility Criteria :
- To take a loan, the age of the applicant should not be more than 60 years.
- To take a loan, the applicant must have at least two years of experience.
- The monthly salary of the applicant should be exceed ₹15000.
- The applicant must be a permanent resident of India.
- Last three months salary slip and income tax report.
- The applicant must have bank records for the last six months.
Documents Required :
- Applicant’s Aadhaar Card
- PAN Card
- Driving License
- Bank statement of last 6 months
- Passport size photo
- Income certificate
- Caste Certificate
- Mobile Number
How to Apply Online :
- Step 1 : First of all you have to download HDFC Bank mobile application from Play Store on your phone.
- Step 2 : After this you have to click on the icon of this application.
- Step 3 : After this you will enter this app.
- Step 4 : After this you will have to choose the option of “Apply Now”.
- Step 5 : Then you have to click on “Loan” option.
- Step 6 : After this you will see an application form.
- Step 7 : You will have to fill all the information asked in this application form.
- Step 8 : After completing e KYC, you have to click on the submit option.
- Step 9 : After this your application form will be checked.
If you are an eligible candidate for this loan, the loan amount will be transferred to your bank account instantly.